{"id":546,"date":"2015-07-29T18:49:28","date_gmt":"2015-07-29T17:49:28","guid":{"rendered":"https:\/\/apnexus.es\/llei-de-mecanisme-de-segona-oportunitat\/"},"modified":"2025-10-20T08:48:40","modified_gmt":"2025-10-20T08:48:40","slug":"llei-de-mecanisme-de-segona-oportunitat","status":"publish","type":"post","link":"https:\/\/apnexus.es\/ca\/llei-de-mecanisme-de-segona-oportunitat\/","title":{"rendered":"Llei de mecanisme de segona oportunitat"},"content":{"rendered":"<p>El 29 de juliol es va publicar al BOE la Llei 25\/2015, de 28 de juliol, de mecanisme de segona oportunitat, reducci\u00f3 de la c\u00e0rrega financera i altres mesures d\u2019ordre social. Procedeix del Reial Decret-Llei 1\/2015, de 27 de febrer.<\/p>\n<p>Aquesta Llei estableix una segona oportunitat en l\u2019\u00e0mbit concursal per a deutors de bona fe amb c\u00e0rregues que inclou, per primera vegada, a les persones f\u00edsiques; amplia el col\u00b7lectiu protegit pel Codi de Bones Pr\u00e0ctiques a qui exclou de les &#8220;cl\u00e0usules&#8221; sol d\u2019hipoteques i prorroga dos anys mes la suspensi\u00f3 de desnonaments.<\/p>\n<ul>\n<li>Flexibilitzaci\u00f3 d\u2019acords extrajudicials de pagament.<\/li>\n<li>R\u00e8gim d\u2019exoneraci\u00f3 de deutes pel deutor persona natural.<\/li>\n<li>Exc\u00e9s de deutes: Pla de pagamentos a 5 anys.<\/li>\n<li>Retribuci\u00f3 de administradores concursales y garant\u00eda arancelaria.<\/li>\n<li>Codi de Bones Pr\u00e0ctiques per deutors hipotecaris.<\/li>\n<li>Suspensi\u00f3 de desnonaments<\/li>\n<li>Modificacions fiscals<\/li>\n<li>Conciliaci\u00f3 familiar d\u2019aut\u00f2noms<\/li>\n<li>Exempci\u00f3 de tasses judicials i empleats p\u00fablics<\/li>\n<\/ul>\n<p><a href=\"https:\/\/apnexus.es\/wp-content\/uploads\/2015\/09\/Las-10-claves-sobre-la-segunda-oportunidad-Wolters-Kluwer.pdf\">Las 10 claves sobre la segunda oportunidad &#8211; Wolters Kluwer<\/a><\/p>\n<p><a href=\"https:\/\/apnexus.es\/wp-content\/uploads\/2015\/09\/BOE-2015-180-64479.pdf\">BOE-2015-180-64479<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El 29 de juliol es va publicar al BOE la Llei 25\/2015, de 28 de juliol, de mecanisme de segona oportunitat, reducci\u00f3 de la c\u00e0rrega financera i altres mesures d\u2019ordre social. Procedeix del Reial Decret-Llei 1\/2015, de 27 de febrer. Aquesta Llei estableix una segona oportunitat en l\u2019\u00e0mbit concursal per a deutors de bona fe [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[],"tags":[],"class_list":["post-546","post","type-post","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/posts\/546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/comments?post=546"}],"version-history":[{"count":1,"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/posts\/546\/revisions"}],"predecessor-version":[{"id":1295,"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/posts\/546\/revisions\/1295"}],"wp:attachment":[{"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/media?parent=546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/categories?post=546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apnexus.es\/ca\/wp-json\/wp\/v2\/tags?post=546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}